Privacy Policy

Effective Date: 23-12-2025

1. Introduction

This Privacy Policy describes how "All Calculator: Loan & Finance" (the "App") collects, uses, and protects information when you use our mobile application. This App is developed and operated by Appnotive Solution ("we," "us," or "our").
By using this App, you agree to the collection and use of information in accordance with this policy.

2. Information We Collect

2.1 Automatically Collected Information

The App uses the following third-party services that may automatically collect certain information:

Firebase Services

  • Firebase Analytics: Collects anonymous usage statistics, including:
  • App usage patterns
  • Feature interactions
  • Device information (device model, operating system version)
  • General location data (country/region level, not precise location)
  • Firebase Crashlytics: Collects crash reports and error logs to help us improve app stability, including:
  • Crash logs and stack traces
  • Device information at the time of crash
  • App version information
  • Firebase Remote Config: Used to configure app features remotely. This service does not collect personal information.

Currency Exchange Rate Services

The App uses third-party public APIs to fetch currency exchange rates:

- fawazahmed0 Currency API (https://github.com/fawazahmed0/currency-api)
- open.er-api.com (https://www.exchangerate-api.com)

Google AdMob

  • AdMob: Displays advertisements in the App. AdMob may collect:
  • Device advertising ID (resettable)
  • General location data (approximate location for ad targeting)
  • Device information (device type, OS version)
  • App usage data related to ad interactions
Note: All data collected by these services is anonymous and aggregated. We do not collect personally identifiable information such as names, email addresses, phone numbers, or precise location data.

2.2 Information We Do NOT Collect

We do NOT collect:
  • Personal identification information (name, email, phone number)
  • Financial data or calculation inputs
  • Precise location data
  • Contact lists or address books
  • Photos or media files
  • Any other personal information

2.3 Local Data Storage

All calculation inputs and results are stored locally on your device only. We do not have access to this data, and it is never transmitted to our servers or third parties.

3. How We Use Information

The automatically collected information is used solely for:
  • Improving App Performance: Analyzing usage patterns to enhance user experience
  • Crash Reporting: Identifying and fixing bugs and crashes
  • App Functionality: Using Remote Config to manage app features
  • Advertising: Displaying relevant advertisements through AdMob

4. Data Sharing and Disclosure

We do NOT sell, trade, or share your personal information with third parties.
The third-party services we use (Firebase and Google AdMob) have their own privacy policies:
  • Google Firebase Privacy Policy: https://firebase.google.com/support/privacy
  • Google AdMob Privacy Policy: https://support.google.com/admob/answer/6128543
These services may process data according to their respective privacy policies, but we do not have access to or control over their data collection practices beyond what is necessary for app functionality.

5. Data Security

We implement appropriate technical measures to protect information collected through the App. However, no method of transmission over the internet or electronic storage is 100% secure. While we strive to use commercially acceptable means to protect your information, we cannot guarantee absolute security.

6. Children's Privacy

This App is not intended for children under the age of 13. We do not knowingly collect personal information from children under 13. If you are a parent or guardian and believe your child has provided us with personal information, please contact us immediately.

7. Your Rights and Choices

7.1 Opt-Out Options

You can opt out of certain data collection:
  • Analytics: You can disable analytics through your device settings (varies by device)
  • Advertising: You can reset your advertising ID through your device settings:
  • Android: Settings > Google > Ads > Reset advertising ID
  • Crash Reporting: Crash reporting cannot be disabled as it is essential for app stability

7.2 Data Deletion

Since we do not collect personal information, there is no personal data to delete. Anonymous usage data collected by Firebase and AdMob is managed according to their respective privacy policies.

8. International Data Transfers

Data collected by Firebase and AdMob may be processed and stored in servers located outside your country of residence. By using this App, you consent to the transfer of information to countries that may have different data protection laws than your country.

9. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by:
  • Posting the new Privacy Policy in the App
  • Updating the "Last Updated" date at the top of this policy
You are advised to review this Privacy Policy periodically for any changes.

10. Contact Us

If you have any questions about this Privacy Policy or our data practices, please contact us at:
Email: appnotive.solution@gmail.com

11. Consent

By using "All Calculator: Loan & Finance," you consent to this Privacy Policy and agree to its terms.

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